Oh okay! I heard that you go through boot camp if you don’t initially start through the scholarship. So basically if you do get HPSP, you apply to the specialty immediately after dental school if you choose to, otherwise you’ll probably be a general practitioner for the military for four years before applying to a residency?
ODS: Officer Development School is about 5 weeks long and in Rhode Island. Very informative and pretty straight forward. Recommend going after school as they throw A LOT of information and you will forget if not using it.
HPSP route: ODS before/during/after graduation with stipend and school paid for (HSCP is a little different), still has 20k sign on bonus for some stupid reason (like paying for overpriced dental school isn't enough lol).
Direct accession: ODS after graduation and usually 150K(though that may change as numbers have been changing a lot lately) sign on bonus to help with loans but paid over time not one bulk amount I believe. Up to 300k if specialist and want to join, but #s are cutting back and if not an oral surgeon or a needed skill probably be very hard to get.
HSCP route: same ODS as HPSP and paid as E-6/E-7(if conditions met) during school to offset the cost and time is put towards retirement. Usually still have loans, but if you were prior it is very nice towards retirement.
If you apply to specialize, there are some options as mentioned above, but not really beneficial financially. Using the Navy as an example, you would enter making 25K instead of 20K for just being a specialist instead of genden and maybe 6k more if board certified, but that is it until you pay back your time. After that you can apply for retention bonuses and start increasing your salary to "try" and be competitive with the civilian sector. And you have loans to deal with because you deferred.
The only smart move with the military and specializing right after school would be an "in service"/military trained OMFS. That way you could serve your HPSP and residency training concurrently. Complete your residency, be debt free, and a board certified oral surgeon after a mere 8 years of servitude. Leave and make a killing elsewhere. Drawback would be trauma training (ironic I know), but there are plenty of threads on that kinda stuff.
You can apply to a military residency anytime during your payback, but best to have an operational tour before doing so which puts you 2-3 years in. If you know your are getting out you can apply to civilian programs. Just need to make sure you have paid your obligated service time BEFORE your residency starts. Military residencies, this timing issue for obvious reasons, doesn't apply.
For all else, just do your time. If you love it stay and serve for a greater cause with a nice retirement package OR peace out take the GI Bill and specialize for next to nothing in what you want to do.
Lastly, as a resident in the military you will be the highest paid residents.... afterwards you will get smoked when compared to outsiders.
I really feel like this conversation is going in circles.