Well I think that it is probably a good idea to apply anyways, I'm in such a similar situation about going, but I think that having applied and knowing that there is that opportunity is good, even if you do decide not to go. As well, in terms of next year, if you do apply to SGU and to a US school again, I think that the school might not necessarily hold it against you. I have heard of a few people who are accepted, and decide not to go, usually due to financial reasons, but reapply again once things are more organized for them, they simply indicate those circumstances on the application. I don't know, I guess in my situation I decided that I should send my application and see the outcome. Hope that helps!