I am a URM tha graduated with a pretty low gpa from an ivy league (HYP). A 3.33 cGPA and 3.0 BCMPgpa due to a lot of personal issues that required me to be back home frequently. I plan on taking the MCAT soon. So far I have been scoring in the 518-520 range on practice and AAMC sample tests. If all goes well on the MCAT, I'm wondering if I should apply straight out or do an SMP for a year to better my chances. My two dream schools are UT Southwestern and Baylor College of Medicine . Any advice would be appreciated. I will be working for a financial firm focusing on Payer- Provider challenges.