- Joined
- Sep 3, 2013
- Messages
- 1,058
- Reaction score
- 960
Seems like these parts of town hasn't been very active lately. Maybe SDN in general has been declining, or maybe future SDNers just aren't worry about their student loans anymore. Oh well.
Well what's a better way to get people going than to talk about money?
I am bringing this up because I was a pre-dent on these parts of town some time ago. SDN just notified me that I have been a member for 7 years. I have said a few things here and there, and posted a few threads here and there. Some of it must have been wrong, so I am here to rectify it.
I remember when I was applying for this scholarship back in 2015, I knew I was taking a pay cut coming out of dental school in exchange for lowering my student loan burden. Look, I was on SDN a lot and thought I knew what I was getting myself into. Perhaps it was a case of blind leading the blind, but throughout my years on the HPSP scholarship and especially as an AD dentist I keep finding out new information. I **** you not, I thought I was going to make an O3 salary of 4,400 a month + BAS + BAH and that's it. Well, my taxable income this year will be 75k (BEFORE deduction) but I checked my LES statement and my pre-tax income is actually 110k. And in a few months, I will get another $600 raise on my base pay. Granted, I am OCONUS and earning a little more than extra money. That's not even including the fat check of dislocation allowance I got.
I also thought that a career AD dentist really wouldn't make much money. Well imagine my shock when our 14 year o5 general dentist tells me he is taking home 230k a year. (Ok I say general dentist, but this is with the comprehensive dentist retention bonus)
It's been a minute since I took the DAT, so I havent done math in awhile so just spare me the trouble and watch this video for those who arent initiated. The math is all done differently now, but good enough I guess :
Anyways, for my other active duty folks, can you relate? Since everyone kept talking about how much less money military dentist made, were you surprised?
Well what's a better way to get people going than to talk about money?
I am bringing this up because I was a pre-dent on these parts of town some time ago. SDN just notified me that I have been a member for 7 years. I have said a few things here and there, and posted a few threads here and there. Some of it must have been wrong, so I am here to rectify it.
I remember when I was applying for this scholarship back in 2015, I knew I was taking a pay cut coming out of dental school in exchange for lowering my student loan burden. Look, I was on SDN a lot and thought I knew what I was getting myself into. Perhaps it was a case of blind leading the blind, but throughout my years on the HPSP scholarship and especially as an AD dentist I keep finding out new information. I **** you not, I thought I was going to make an O3 salary of 4,400 a month + BAS + BAH and that's it. Well, my taxable income this year will be 75k (BEFORE deduction) but I checked my LES statement and my pre-tax income is actually 110k. And in a few months, I will get another $600 raise on my base pay. Granted, I am OCONUS and earning a little more than extra money. That's not even including the fat check of dislocation allowance I got.
I also thought that a career AD dentist really wouldn't make much money. Well imagine my shock when our 14 year o5 general dentist tells me he is taking home 230k a year. (Ok I say general dentist, but this is with the comprehensive dentist retention bonus)
It's been a minute since I took the DAT, so I havent done math in awhile so just spare me the trouble and watch this video for those who arent initiated. The math is all done differently now, but good enough I guess :
Anyways, for my other active duty folks, can you relate? Since everyone kept talking about how much less money military dentist made, were you surprised?