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- Dec 10, 2001
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I haven't had to take out loans until now. I was just wondering, if I took out the maximum amount for loans possible, then realized I didn't need it all, what do I do? Can I just take out what I need, or do I have to take out the whole loan? For instance, if I applied for $10,000 in loans, and realized I only needed $8,000, can I just take the $8,000, or will I have to take the whole $10,000 and pay it all off at the end of residency?