I'm having a difficult time figuring out where to turn to for school loans over and above what the school has decided is my "cost of attendance." Most alternative loans say that they will lend up to "cost of attendance" minus other financial aid. For me that equals zero. I need another $1500 to $2000 a month to cover my bills. I don't live extravagantly but I have a family and a house and cars and other bills that I acquired before I started school. I own my own business but now as a get ready to start second year, I don't think that I can continue to own the company and go to school very much longer. If I'm able to sell the business, I'll be okay. If I can't sell it, I'll need some loan money to cover my bills. I have great credit and my wife has a good job (although we will be having a baby in the spring and she'll be home for a few months). Does anybody know of any good loan programs for a medical student that doesn't take into account "cost of attendance." It would be a real bonus if comes with some deferment/foreberance options for residency. If you know of anything, please let me know.