I'm applying to med school this year and I'm pretty lost in terms of what I need to do to apply for financial aid to pay for med school, especially since I've already graduated from college and don't have workshops and counselors to go to. I know everything takes time so I want to start applying as soon as I can for financial help but I don't know where to begin. I was going to apply for the fee waiver for the applications themselves but I was told that since it's so late already, it could cause my applications to be held back by the time things are approved (or not). Since I didn't want that to happen, I decided not to pay for the fee waiver. I know I can pay for the primary application and so I'm just working hard now to save up for secondaries and beyond. So I guess I have two main things I would like advice on: First, in terms of the fee waiver for applications, is it wise just to go ahead and apply to schools and try to pay for everything on my own so my application won't be delayed? And second, can someone please help me with what I need to be doing now to apply for loans for med school? Thank you sooo much everyone!