This is an option I looked into as well. A lot of physicians really enjoy working for the military because they spend no time on insurance claims and much less time on general bureaucracy. Then there are the financial benefits, of course, which are fantastic, and if you have a hankering for being all over the world... However, you've got to beware of the promises made in these programs. When I talked to a recruiter, they told me that I would have full choice of my specialty and residency (including non-military residencies), though they would prefer if I accepted a military residency if one was available; however, I know someone who ended up in a specialty he didn't want because that was what the military demanded of him. I honestly feel more uncomfortable not trusting their word than if they'd told me right off the bat that they would have the final word on that. It's a place of top-down decisions, and there are orders you can't question--something that makes me uncomfortable in all sorts of ways, particularly now. You also have to think about what it will do to your relationships--you may not be involved with someone now, but if you meet someone (unless, of course, they're military as well), they probably will not have a career that is flexible enough to allow them to be overseas with you. And that's four years of service commitment (assuming you don't take any support from them during residency); not a short amount of time to be apart. Nor would it be easy for your future spouse to reenter their career path after so much time. You'd be doing it after your residency, so you'd be...taking an avg of residency times...probably 31 when you start, 35 when you finish.
So a lot of factors. If you're footloose & fancy free, it's not a bad option. And being without debt would be fantastic (
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Ok, editing this: a quote from the military medicine forum:
"The Navy only defers people to meet projected specialty shortfalls, not desires of the HPSP student"
and it seems to be the same with Army, etc.
You have to take a military residency unless they don't have the capacity to train as many residents as they project they'll need in a certain specialty, in which case you'll be granted a deferment to go to a civilian residency program.