We were just filling out FAFSA (late, I know) and discovered that the paperwork makes it look richer than we actually are. Others' accounts are in my parents' names; it adds up to about $35,000 that is in my parents' name, but in reality they have no authority over this money. How will the FAFSA gods look upon this? Will it make my EFC incredibly huge? What should I do now? Transfer money from the accounts to separate accounts that have no connection to my parents?