Hello Everyone! I am new to the Armed Forces thing. I will be starting medical school in August of this year- Saint Louis University- and have been really scared about accruing 250,000 worth of debt over 4 years. I began thinking about the military option, and I just got off the phone with a recruiter who went in depth about the HPSP (or whatever)- the scholarship that offers to pay for medical school if you give the Navy 5 years. Anyway, I have a number of questions, and hopefully someone will be able to answer them for me. 1) What requirements/obligations do you have to do for the Navy while in medical school? 2) The Recruiter mentioned that you have the option to do the civilian match, and then defer your service until it's over. I am wary because I have heard horror stories about how the military lies to you. Is this seriously an option? 3) If I choose to do the military match, is the residency training good? Do you have the full range of options/specialties available in the civilian match? 4) Does the Navy have the right to assign me to a job other than being a physician- ie. combat, etc? 5) Can I serve my 5 years, and then get out? Does the Navy have the discretion to re-enlist me? 6) How hard is it to make a transition from the military (after serving 5 years, assuming I go with the civilian match option) to civilian medicine? Is a military doctor looked down upon by "civilian" physicians. Or in other words, is the training and experience woefully inadequate to transfer? 7) I am female. What is the general female/male ratio in these types of programs? Sorry this is so long. I searched a lot of the threads, but a lot of the answers use Army/Navy acronyms which I don't understand. I have very basic, limited knowledge, so any advice someone could give me would be fantastic!