I lived in glen cove my first two years, a sleepy town 10 minutes from nycom on the north shore, where probably 2/3 of first year students live, and paid $400 a month first year as part of a 3 bedroom, $490 second year as part of another 3 bedroom, and $570 third year closer to the city. Affordable housing is available, but definitely not the rule. Most of the houses and apartments where nycom students live have had nycomers living in them for years and just "hand down" the apartment to underclassmen through the webboard. Overall though, living around here is definitely an expense...