I am currently undecided between PA and MD at the moment. I want to do primary (EM or FP) care, and for primary care, I feel MD's are a bit overtrained. PA's are *made* for primary care, it seems, so it is looking like a better option for me, both time and cost-wise. My question is in regards to the typical PA's malpractice insurance. How does it compare to a doctors, and how much of it is typically covered? This is in no way a deciding factor, other than long term family budget.