Hello, So I'm going to ask your opinions on a financial question that I have. I have 2 years left in residency and will be able to save around $1,000 a month. I can do one of several things with that money. My loans are the following: Privates: $16,000 school loan in grace until graduation, 7% APR after. $4,000 Perkins, in grace until graduation, then 5%+T-Bill APR after. Staffords (consolidated and in economic hardship deferrment): Subsidized Principal $25,500.00 @2.875% Subsidized Principal $8,545.13 @4.750% Unsubsidized Principal $90,254.41 @2.875% Unsubsidized Principal $31,000.88 @4.750% Accrued Interst on my Stafford Unsubbed: $6,400 Mortgage: $115,000 on a 6.15% 5/1 ARM So my options seem to be the fololwing 1) Invest in the market $1000/mo, I guess in a MMA, CD (or something else?), then when I graduate and my privates kick in at ~7% APR have a chunk of change to pay them off ($20k)? 2) Start paying the interest on my unsubbed loans ($6,400), before it gets compounded? Then move on to #1 3) Pay extra per month on my mortgage? 4) Screw it and buy a bunch of hookers and coke as investing as a resident is futile? Any suggestions?