are you sure its wise to add that much to your credit cards when your limit is that low? you dont want to add that much because interest will accumalate and you dont want to go over your credit limit. i recently upgraded my 2 credit cards and got a 0% apr for the next 12 months, check with your credit card companies to see if you can do the same. also ask for a credit line increase, after building my credit for a year or so i asked for an increase and they bumped me from 1800 to 3000