I guess these questions are directed to those of you already out of med school and in your residencies or jobs. First, after you are done with med-school how manageable is your pay back on the loans? Second, I have heard that there may be residency programs or hospitals that will pay back some of your loans or all of them if you do their residency program or work for them for a certain amount of time. Is there any truth to this? Third, What are your general experiences with loan repayment after medical school? Any input would be greatly appreciated.