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I'm applying next year and already know I'm going to need a private loan to help fill the financial gap for me and my family. What private loans are easier on the credit requirments? I'm working on cleaning up my credit now but I don't think I'll have a cosigner and after looking at the Maximizer loan requirments there is no way I qualify for that. What other loans are out there for medschool freshman with poor credit and no cosigner?