- Joined
- Aug 7, 2009
- Messages
- 11
- Reaction score
- 10
I'm only an M1, but can't shake the stress of my impending student loan debt. I'll be taking out about 360k in loans (before any interest), which is on top of ~35k in undergraduate debt. I'm pretty set on going into psych, and want to work in private practice after residency. I'm a nontrad who won't graduate residency until I'm turning 35, and I don't have any retirement savings. Am I screwed, or is it possible to pay this off in 5-10 years *and* save for retirement *and* not have to live like a resident until well into my 40s? I know a lot of job offers include loan repayment options and it's easy to moonlight during psych residency, and who knows what is going to happen with federal loan forgiveness with everything Covid, so I'm hoping some of those things may help.