I think my parents did well last year and I was wondering if their Financial information would hurt me when it comes to fafsa? My cost of education is going to be in the 50-60/year range!! and I know that the government staffords can cover 38500. could this aid be affected by my parents info or is it just depended on mine. And how else am I supposed to cover the rest of the cost? is Private loan my only option? How high does the parental income have to be to not qualify for the need based grants/scholarships? If the income is high, should I just not include their info, and if i do, could it hurt me? And also do they only look at the income info or do they also consider the amount of mortgage/business debt? I'm getting confused. Any info would be appreciated.