Hey everyone, If someone knows the answer to the following question, please let me know. I was discussing loan repayment options with my friend (who is in law school) when he told me that med students always complain about how in debt they are and will be when they begin practicing (which is true but with valid merit). He told me that if someone wants to do inter. cardiology for instance, (which is about a 3 year IM residency and one or two cardio fellowships ranging from 1-3 years (total of about 5 more years on top of the 3) that you will be making a general physician salary after 3 years and then a interventional cardiology salary after you are done with the fellowships. In other words, after your first 3 years as an IM resident (during which you make about $40K) you will make the average general practitioner salary of $125K. Then when you do your cardio fellowships you still make the $125K until you complete the fellowships and then make the $220 that the cardio guys get. I told him he was wrong and a resident makes $40K a year with roughly a 1-2K increase each year. There is no way he is right, is there? Thanks for the help.