Longer answer, PGY salary/stiped comes from the government funding (through ACGME - The Accreditation Council for Graduate Medical Education) to hospitals and other qualified training facilities. An ACGME working group developed the standards, which reflect its consensus on the benefit of duty hour limits for resident education and related patient care. So, you ain't going to nickel and dime with these guys.
Same rule applies. If you are implying institution based stipend, like AEGD or other post-doc programs, the U.S. Health Resources Services Administration (HRSA) fund PG programs through a grant. The schools who don't qualify for grants simply use their board of directors to set a stipend schedule.
Remember, these are not job positions, they are training programs. You are getting paid to be trained.
If it's a competitive specialty, there are 10 other people who will gladly take your place for less money. So if you rock the boat, a program director might as well skip over you and move along to someone easier to work with.
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