I don't know if there are others like me, but my parents put all of their money into savings and checking accounts. We're not rich and have no home of our own. We still have a ten year old car, and they never had a vacation. But just because they have over 100 grand in the bank, they are perceived as rich and able to contribute to my education. The FAFSA doesn't even ask if they own or rent. I'm not ranting, but I am wondering if it would be possible to contact Financial Aid and tell them of my circumstances. Is saving accounts a major factor in the calculations of aid? Also, this is probably too late, but what can my parents do right now to decrease the expected family contribution? Would it matter if they buy a house or a new car now?