Should I save money for informal postbac or pay with loans?

[Marie19393]

Hi,

I'm planning to do an informal postbacc and I will need approximately $12,000. I'm currently a Master's Degree Student. Should I work a year after I graduate and save that money or should I pay with loans. What would you do? Maybe is an stupid question but I would like to know your thoughts about saving money vs wasting time. I'm thinking about saving money option but at the same time I don't want to fall behind in my pre requisites for dental school.

Note: I was a full scholarship recipient during my bachelor's and master's degree. I only have a 3.000 debt for a volunteer project.

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[Typical Average Student]

Do you plan on applying to dental school soon?
I think I'm getting it confused here so if I could clarify... you are currently a Master's student and would like to pursue more classes after your master's? If so, what is your GPA? If it's low enough that you feel you need an informal postbacc (I guess postmast, in this case) I would question whether or not your application would look attractive since you can't handle the master's courses.
Please clarify, I could be completely wrong.

But I guess on topic.... I would obviously try to pay everything off since interest accumulates rather quickly.

 

[Marie19393]

Do you plan on applying to dental school soon?
I think I'm getting it confused here so if I could clarify... you are currently a Master's student and would like to pursue more classes after your master's? If so, what is your GPA? If it's low enough that you feel you need an informal postbacc (I guess postmast, in this case) I would question whether or not your application would look attractive since you can't handle the master's courses.
Please clarify, I could be completely wrong.

But I guess on topic.... I would obviously try to pay everything off since interest accumulates rather quickly.

Hi. I did my bachelors degree in a non-science major with 3.87 GPA. I'm currently doing an MPHE (3.5) and I realized that I want to combine public health and dentistry. I have no pre dental requirements. I'm undecided if i should take a year off and work as a public health specialist to pay for my informal postbac ($12.000) or to take out loans and pay them in the gap year but start earlier my pre dental requirements.

 

[KoonS]

So you havent take any prerequisite courses for dental school yet right? if so do a informal post bac, time is money for dentistry. one year delay could cost you 100k + in salary.

 

[Marie19393]

So you havent take any prerequisite courses for dental school yet right? if so do a informal post bac, time is money for dentistry. one year delay could cost you 100k + in salary.

Yes, I don't have the prerequisites. Reading what you said, I understand that you think I should pay the informal postbac with loans (which will cost me an average of 12.000) so I could start dental school soon? Right?

To go or not to go in debt as a informal postbac student is what I'm struggling right know. If I should work a year or go directly to the informal postbac.

Any advice is appreciated.

 

[fogorvostan]

Take the classes instead of working for a year.

 

[Marie19393]

Take the classes instead of working for a year.

Thanks. I think I'm going to do that.