I'm an MS-I starting in July and have just recieved my award letter for financial aid. I have a 4 month old child and my wife and I both want her to be able to stay home during this first year to be with the little guy. With the stafford & alternative loan eligibility they've calculated for me I don't see how we'll be able to do it. Even living on rice & beans it just doesn't seem feasible. Any advice on how to increase my eligibility for alternative loans? Other ideas?