I am still in training, but have seen all of my therapy clients via telepsych (video not phone) since COVID started in March 2020. I like it so much more than in person treatment that when given the option to return to the campus clinic I just said no. With telepsych the no shows stopped entirely, "forgetting" to pay stopped entirely, seeing their environment provided way more clarity about their circumstances, and they were more forthcoming about everything. I could accommodate client requests for therapy times outside of the clinic's normal hours if I wanted. I was also able to completely control my environment and could make my space as relaxing and comfortable as I desired whereas the campus clinic is awful. This made me happier, more attentive, and better able to address their needs. There was also no time lost/wasted switching treatment rooms, getting supplies, dealing with paper files, or bumping into another student with a question or wanting to chat.
I also recognize I was lucky in a lot of ways. My clients were all very tech savvy, internet issues were rare, I had all of the equipment I needed to get started, and living alone meant I had total control over my home office. Regardless if I do any therapy post-internship year it will most likely be telepsych since I prefer it and am not aiming to take insurance.