Im looking into relocation loans. scores range from 682 (the one most of them will use) to 706. Has anyone with similar numbers been denied? specifically, Im interested in salliemae's medex or medcaps Xtra loans. I dont want to attempt preapproval without being fairly sure Ill get it, in that such a "hard inquiry" will lower my credit scores (and I have a cosigner available if I have to go that route).