my vision of the future (including one major element no one has mentioned yet):
1. single-payer system (big brother), with option to buy premium services (pay cash and dictate your service, e.g., 'i want a CT scan to detect pancreatic cancer early so it's not a freakin death sentence')
2. individuals who engage in behaviors that increase their chance of getting negative conditions as a result fo those behaviors get reduced coverage for those conditions (liver treatment for alcoholic, HIV meds for someone who engages in sex without condom, lung issues for smokers, heart problems for cholesterol eaters and sedentary bastiges, etc.). pretty much everyone would have several areas of coverage where they'd get less coverage than the more 'voluntarily low risk' people. that way, i'm not paying for your optional bad habits, and vice-versa.
3. PREVENTION. genetic screening followed by individualized preventative care regimen/lifestyle suggestions, etc. opting out of recommended regimen is automatically considered "optional bad habit" territory and you get reduced coverage. serious incentive to be healthy. they are already starting the screening/lifestyle change suggestions at duke with their employee health insurance. privacy laws will change in scope as the years roll on if health care comes under the single-payer regime.
4. some form of cutoff relating to age or total monthly cost of drugs--if you need 8k worth of pills every month, should you just be dead? what about 80k? what about 800k? at what point does my "should you just be dead" question shift from cruel and heartless to practicle and common sense? i don't know, but i do know that the government agency put in charge of health care would figure out a limit.
those who argue that the single-payer system doesn't work only say this because the examples that we have (canada being the first one most think of) involve less money spent than the united states can afford to spend. we can afford to spend LOTS and not hurt ourselves in other aspects of society (take a few hundred billion out of the military budget...). also, studies show that leaving a person uninsured costs twice as much as insuring them. (See this past Sunday's Detroit Free Press for a recent example.) but what i honestly believe is that the folks who argue against a single-payer system simply don't think that health care is an inherent right of the individual. those who do want a single-payer system tend ot think that it IS the right of every person to have adequate health care. i honestly don't see how anyone can claim to want to be a physician while simultaneously not wanting medical coverage for everyone. hmm...patient to come in for early diabetes treatment for cost over 40 years at a couple grand, or patient to come in with advanced renal failure at the one-time special cost of 200,000.00, just to put them back out on the street so they can come back later for a second round, if not just die and have their next of kin sue the crap out of the hospital (by the way, with a single-payer, government health care structure, it would be a lot harder to sue docs and hospitals).
i'm not saying single-payer system is the holy grail. if, however, you start with the premise that "health coverage for each person is a basic right," then universal health care is the most realistic way to get there.
here's a question to the crowd: how many of you who oppose your tax money being spent on someone's health care also oppose your tax dollars funding the war in iraq? that one REALLY blows my mind..."i want to be a doctor and heal heal heal, but i oppose my tax money being used to heal others, while i simultaneously support my tax dollars being used to bomb iraqis"