I've read several times on this forum about gov't loan of upto 96,000 for Canadians for over 4 years. I've researched and called the representatives of both provincial and federal governments - NOTHING, no one has heard of it! SO is 96, 000 loan - a myth?! The only money I can get is the federal portion of OSAP (Ontario Student Assistance Program) and is only $210/week or $8,000/year! I just got accepted into Auckland (5-yr program); tuition is $ 33,000 (CND) plus room and board. I qualify for RBC (Royal Bank) loan of $150,000 without a co-signer OR $250,000 with a co-signer. The dilemma is I don't want to obligate anyone to co-sign, especially that it is just me in Canada (my parents left Canada for Russia, so they are not an option!). What are my options with 150,000 RBC loan and potentially 8,000/year OSAP: take another credit line or beg some big pharmaceutical companies for money (if that's been done before?) or .... I don't know! Any feedback is appreciated, especially re: 96,000 gov't loan!!!