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Hello,
I'll be starting medical school this fall. I'm going to a top 50 state school with a tuition after fees of about 16,000. I come from a poor family and will have to take out full loans for schooling and for living expenses. I'll be 25 when I begin medical school which I guess is a little older than most. I've received a Naval HPSP scholarship and I'm having a difficult time determining if it's right for me. Even with all the negative things written in this forum I'm still very much attracted to alot of the things the navy has to offer (travel, adventure, service, etc.). I know that I would like to spend a part of my career in service of my country (albeit a small part). Four years seems resonable. But at the end of the day I know that I"m going to want to settle down into the private sector and try help my patients as best I can and at the same time try to make some money and provide more things for my children than I had growing up. My question is how much does a naval residency and time spent in service effect your ability to transition back into the private sector and be a well respected, well paid physician. I'm thinking of going into surgery. I was also wondering if perhaps going into the navy may improve my chances of getting a surgical residency meaning is it more difficult to match in the civilian world than the military. What if I had sub par USMLE scores? Also, about debt, after doing the math my loans would come out to about 160,000 which is kind of scary. I know I could pay them back probably pretty quickly if all goes well, but when I was 20 I was diagnosed with cancer and one of the things I learned from that is that there is no certainty in life. What happens if you had that kind of debt and something awful happened that made practicing the type of medicine you always wanted impossible? I"m just not big on debt even if the abilty of paying them back is very likely. Anyway, my main question has to do with transitioning back from military to civilian medicine. Any input?
I'll be starting medical school this fall. I'm going to a top 50 state school with a tuition after fees of about 16,000. I come from a poor family and will have to take out full loans for schooling and for living expenses. I'll be 25 when I begin medical school which I guess is a little older than most. I've received a Naval HPSP scholarship and I'm having a difficult time determining if it's right for me. Even with all the negative things written in this forum I'm still very much attracted to alot of the things the navy has to offer (travel, adventure, service, etc.). I know that I would like to spend a part of my career in service of my country (albeit a small part). Four years seems resonable. But at the end of the day I know that I"m going to want to settle down into the private sector and try help my patients as best I can and at the same time try to make some money and provide more things for my children than I had growing up. My question is how much does a naval residency and time spent in service effect your ability to transition back into the private sector and be a well respected, well paid physician. I'm thinking of going into surgery. I was also wondering if perhaps going into the navy may improve my chances of getting a surgical residency meaning is it more difficult to match in the civilian world than the military. What if I had sub par USMLE scores? Also, about debt, after doing the math my loans would come out to about 160,000 which is kind of scary. I know I could pay them back probably pretty quickly if all goes well, but when I was 20 I was diagnosed with cancer and one of the things I learned from that is that there is no certainty in life. What happens if you had that kind of debt and something awful happened that made practicing the type of medicine you always wanted impossible? I"m just not big on debt even if the abilty of paying them back is very likely. Anyway, my main question has to do with transitioning back from military to civilian medicine. Any input?