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Undergrad Loans

Discussion in 'Medical Students - MD' started by Malo Doc, Apr 15, 2004.

  1. Malo Doc

    Malo Doc Junior Member
    5+ Year Member

    Apr 13, 2004
    Likes Received:
    I was wondering what options I have in terms of my undergraduate loans. I'll have a year off between undergrad and med school and I assume Uncle Sam will be looking to collect the money he loaned me. If I start repaying will I have to continue paying once I start med school? Does undergrad debt get combined with med school loans? Should I take advantage of and lock in my loans at "the all time low interest rate" now? Public vs. private repayment instituitons?

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  3. BassDominator

    BassDominator Senior Member
    7+ Year Member

    Mar 16, 2004
    Likes Received:
    Once you're back in school, you don't have to pay undergrad loans. However, the interest on unsubsidized loans will continue to run. I think you may be able to defer your loan payments during that year between undergrad and med school. There's also a six month grace period after graduation until you have to start paying your loans. Hope this helps.

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