Malo Doc

Junior Member
5+ Year Member
15+ Year Member
Apr 14, 2004
Santa Barbara CA
I was wondering what options I have in terms of my undergraduate loans. I'll have a year off between undergrad and med school and I assume Uncle Sam will be looking to collect the money he loaned me. If I start repaying will I have to continue paying once I start med school? Does undergrad debt get combined with med school loans? Should I take advantage of and lock in my loans at "the all time low interest rate" now? Public vs. private repayment instituitons?



Senior Member
7+ Year Member
15+ Year Member
Mar 16, 2004
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Once you're back in school, you don't have to pay undergrad loans. However, the interest on unsubsidized loans will continue to run. I think you may be able to defer your loan payments during that year between undergrad and med school. There's also a six month grace period after graduation until you have to start paying your loans. Hope this helps.
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