Unsub Stafford (medical) loan lender choice

Discussion in 'Financial Aid' started by vrao, Jul 30, 2002.

  1. vrao

    vrao New Member

    Feb 15, 2002
    Likes Received:
    Have to submit the Lender code to the Financial Aid office, to get the Unsub Federal Stafford loan (Osteopathic med school).
    I've shortlisted the following:
    Access Group, Inc (www.accessgroup.org)
    NOWLOANS (www.nowloans.org)

    Read thru their sites - essentially they are similar, NO orig fees or Guarantor fees. They offer private loans too.

    Anyone suggest anything else ? Any prefs.
    Pl post or reply to [email protected]
    V. Rao
  2. mpp

    mpp SDN Moderator
    Moderator Emeritus 10+ Year Member

    Jan 17, 2001
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    Resident [Any Field]
    Either one of those is fine. T.H.E is another decent one ( www.northstar.org ). Sometimes, if you have other accounts with certain big banks (Wells Fargo, Citibank, Bank of America), they will make your repayment rate even more attractive. The key is to be sure that you discuss with them their medical school loan programs...very different from the undergraduate/graduate/professional loans. They have the added option that it is less likely that they will be gobbled up by some other lender and change terms. Some of these others (like needaccess, nowloans, and T.H.E. haven't exactly been around forever). Other people like MEDLOANS ( www.aamc.org/students/medloans/start.htm ) because of their attachment with AAMC and attractive options during residency and consolidation.

    Be sure that you choose one on your school's preferred lender list so that the school can do everything electronically and can get you loans in a hurry if needed.

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