I'm going to apply to med school the end of my last undergrad year. I just finished at a CC and will be at my university for three more years, and my parents and I have taken out student loans. However, any excess is delivered to me (or my parents, but they chose me). ???Am I the only one that does this:?? I'm planning on saving this excess loan money for applying to med schools, and I have even been thinking about an SMP program to do during the year long gap to enhance my application.