In particular for the TX "secondary" apps, many of them will ask you to describe a hardship in life, i.e. financial, familial, death of someone close, etc. I guess in one sense that I am lucky enough not to have a solid answer jump to mind, but that leaves me scratching my head as to how to answer this, if at all. I certainly don't want to sound disingenuous by hyping something up. There have been some difficulties in the family, i.e. divorce, but none that I could claim to really be a hardship that has hindered my educatinoal or personal development. I know this question isn't exclusive to the TX app, so I'd like to hear what some of you have put down if you were in a situation like me, where there just hasn't been THAT much worth writing about. Thanks, Isaac.