Here's a harsh truth: your safety, as well as that of your family and society, is more important than your med school plans.
In the mean time, you can work on your nonclinical volunteering. Venues include scribing, food banks, COVID screening or contact tracing, Meals on Wheels, election poll working (normally done by seniors) and whatever your local houses of worship can suggest.
Applying in Aug is fine for both MD and DO; but by mid-Sept, it's too late for MD, except at your state school. The DO cycle is longer and you're even fine by Nov.