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- Dec 1, 2021
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Graduating undergrad in May 2025 with ~30k federal direct unsubsidized loans. I'll be taking one gap year, working full time as a CNA w/yearly salary of ~50k before taxes (I'm not sure if that's even relevant?). I live in Los Angeles so pretty high cost of living as well. I know I get a 6 month grace period after I graduate, but what are my options after that? Should I be paying the interest that is accumulating during the grace period? I'm fine with paying a little each month but I really do not make a lot of money so would prefer as little as possible lol. My credit score is really good so I'd hope to not impact that at all. It also seems so trivial when I consider the 400k+ debt that I'll be incurring from med school....
Don't really have anyone IRL to ask so any advice is much appreciated!
Don't really have anyone IRL to ask so any advice is much appreciated!