what kind of dental insurance do the doctors have?

Depends on what's offered by your residency program. Ours does not cover cosmetic procedures. Since the hospital pays a portion of the cost, it would seem unlikely that they would want to pay more for a policy which covers such procedures.

As a resident, especially if at a program which also has a dentistry training program or which has dentists in house, you might get a "professional" discount from

 

We don't have "special doctor's dental insurance" - I'm fairly sure its the same policy that anyone with employer offered insurance would get. No more or less benefits. I pay about $10 a month and the med center pays the rest of the balanc.

As for a professional discount, that would be between you and the dentist. They will usually discount their professional fee and might give you the meds/sedation at cost. Some of the costs might be fixed - ie, if they use a anesthetist or other techs whose fees wouldn't be reduced for you.

If you're in no hurry, you might as well wait - it will cost you no more once you start residency and you could possibly get some of the fees reduced (ie, like the office visit would presumably be covered).