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deleted1005514
They only consider your parents income for need based aid, which not every school gives. Their income will have no bearing on your ability to get loans for the full cost of attendance, but your credit history will. Clean it up now if you need to, or plan for a co-signer.
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deleted1005514
That would be school specific.Is there an income level cut off for need based aid?
Something to chew on Direct Loans 101
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Need based aid is school specific and not offered to substantial numbers of students at the schools that have it. Merit aid is more common but those are used to attract high caliber prospective students or students that meet categories for defined scholarship programs. For the vast majority of students, loans will be the default option to pay for medical school.