OP claimed he was 27 and married. As someone on the wrong side of 27, the tolerance for/willingness to engage in this kind of behavior is depleted. It's not really too prevalent at Pod school, in my experience, and those who do gun are well known, and personas non gratas to the rest of their class.
This is honestly so undervalued and rarely considered when students are in the position to choose b/t MD/DO/DVM/DMD vs. The USMLE is a scaled percentage exam. If you have lofty aspirations of doing derm, plastics, ortho, vascular surgery, radiology, or what have you- you need to score at the very least in the top third (67th percentile, roughly 235) and most likely top quarter (75th percentile, roughly 240). And thats just to even have a chance. Your step 1 score can immediately rule you out of a number of specialties. That is why most MD/DO schools have already adopted a pass/fail course curriculum. That score is their alpha & omega.
Whatever gripes you may have with our board exam, and there are plenty to be had, it is pass/fail. Minimum competency. Whether you get every question right or one point above threshold, you're all the same. Studying for that exam was miserable enough as is.
Pod school is a known end game. You are going to be a podiatric physician. You are going to have a surgical residency. Not guaranteed, but our match % is currently better than that of MD/DO. If you have your heart set on one or two MD specialties, you just don't know how the cards will fall. Additionally, compared to the mean medical specialty- Podiatry is much more code friendly- highly procedural- lower liability exposure (again, speaking in generalities). I feel Podiatry is very well positioned for the way healthcare delivery is trending- shifting the cost back to the consumer, incentivizing lower cost/ average bill and higher volume. We also have less liability. The average DPM is sued once every 20 years (source, direct from PICA). Which means there are likely a few getting sued multiple times, and many never experience it.
TLDR; sounds like Pod is the best fit for OP's life circumstances and priorities