Well, maybe I do assume too much. To be a generalist of any type in california is definately tough. The cost of living here is so high that being squeezed by HMO's just to make ends meet is difficult. But I think the predicition of managed care being so dire is a little presumptuous. I think medicine, whether it wants to be or not, is becoming far more market driven. And the consequences here in California of squeezing FP's and internists are starting to become evident and will become entirely too obvious in five to ten years. In northern california, it is near impossible to staff hospitals in primary care (whereas everywhere else in the country we face saturation). The Palo Alto Medical Foundation recently had to divert patients BECAUSE THERE AREN'T ENOUGH PHYSICIANS TO STAFF THEM. And new staff they have to hire at rates higher than average compensation. I think managed care has killed autonomy, and it's definately hurt the monetary power of physicians overall. The point of my contention is that specialists I believe will still be payed better than generalists (eventhough their jobs might be fewer; this was my point around if you want the money in medicine it's there), that the entire system will eventually reach an equilibrium, and if as a physician you want to make money there are multiple avenues (definately in the future this is true..including biotech, pharma, consulting, hospital management...even HMO's). Because what physicians I think fail to understand is that managed care is making medicine a business, and any business can be guided to success. In the past we didn't have to care (money just flowed); in the future we will. But healthcare is and always will be (more so in the future) one of the richest fields around. And private practice won't disappear. Even in countries with socialized medicine, private practive hasn't disappeared. In fact, it's analogous to breaking up most monopolies. They only get richer. Anyway...I'm getting circuitous. My point is...if you want to do medicine for the money..or if it's the money you care about the most...then I'm sure you'll be able to find that cash. It may not be as easy as in the past...but it's still there, and will always continue to be. We should fear more for autonomy and patient safety than anything else. And what you have to remember about medicine is..there are very few fields where you can make a six figure salary without being the top of your class at a recognized university (aka law). If you can beat that deal...you should do it. Otherwise, be the best physician you can be, and let the chips fall where they may...