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http://articles.moneycentral.msn.com/Banking/YourCreditRating/BuildAKillerCreditScoreIn2008.aspx
* One biggie is they are closing the authorized user loophole.
* Hard inquiries will sting much less.
* New accounts will sting much less.
* Active use of your trade lines will be more important (rather than leaving them idle for months at a time.)
I don't have more hard numbers at this point on specific factors (Fair Isaac is very protective of their collection of ~30 FICO formulas), but as more people use trial-and-error with their FICO scores in the next months, more details will be released.
* One biggie is they are closing the authorized user loophole.
* Hard inquiries will sting much less.
* New accounts will sting much less.
* Active use of your trade lines will be more important (rather than leaving them idle for months at a time.)
I don't have more hard numbers at this point on specific factors (Fair Isaac is very protective of their collection of ~30 FICO formulas), but as more people use trial-and-error with their FICO scores in the next months, more details will be released.
