independent contractor

I'm employed by a hospital who pays for my malpractice insurance. I would like to moonlight at another hospital and need my own malpractice insurance for that job. In the state I work (Iowa), a physician can only have one malpractice insurance policy. In a casual conversation with my...

I am in need to work at a site for my provisional hours. A local counseling center takes people on but as “independent contractors” and requires a 70/30 fee split (30 to them). This is all fine until i realized there are social workers who get a lower client pay and hence pay less to the owner...