7yr Program vs. Rice undergrad

hokkien

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I am deciding between TCNJ/UMDNJ (seven-year program) and Rice undergrad, not Rice/Baylor. I know I want to be a doctor someday and I would prefer not to take more than 8 years to complete undergrad and med school.

TCNJ will cost about $17,000 per year for three years. Rice will cost about $23,500 per year for four years since I was awarded their top scholarship. I think I like Rice better in terms of undergrad experience but TCNJ is okay too. Both campuses suit me pretty well and I think I will meet intelligent students and faculty at both. At TCNJ I would be more relaxed since I would not have to apply all over again for med school.

I am willing to study for the MCAT and work hard in college, but I'm not sure if Rice undergrad is worth the hassle and additional cost. I might not be accepted to UMDNJ even if I do well at Rice. Plus, I have not had much luck with multiple degree programs (accepted to 2 out of 17; waitlisted at one; not interviewed at most), Ivies (accepted to 1/3), or top-20 schools (Rice is the only one offering any scholarships besides NMF money). I think my essays, recs, and interviews were fine, so my extracurriculars must not have been enough.

Background: I did not have the best or the most medically-related extracurriculars in HS, and know that I should do more in college no matter where I go. I have good stats (4.0 GPA, rank 1/500+, 2400 SAT) in a decent public school with a very heavy workload.

I would prefer not to pay $65,000+ for a private medical school unless the school is far "better" than UMDNJ (I don't think many are). I do not want to incur too much debt. Unfortunately, I do not qualify for need-based aid and think it would be a major stretch to spend $400,000+ for eight years of undergrad and medical education. I know merit aid is almost nonexistent in med school.

Other idea: Should I go to Rutgers for free or go to UMiami with a full-tuition scholarship, without any med school guarantee, instead of choosing one of these two options? How good are Rutgers and UMiami as premed schools?

Comments are greatly appreciated!
 
What incentives does the UMDNJ program offer? Is it automatic acceptance? Conditional automatic acceptance?

Superficially, I'd probably go with the UMDNJ deal. $40,000 is a whole lot of cash to save and not have to worry about should you decide to ditch medicine as a career. If you're not getting any sort of super-special deal from them, though, that Miami scholarship sounds pretty dang excellent. That is, if they're making you keep a 3.7 with a 30 on the MCAT, there really isn't too much incentive to go there. I'd choose the free, excellent school in Miami.

For the record, all the schools you're considering are quite good. You'll get a fine education at any of them. Speaking of education, you shouldn't stress too much about which med school you attend. All of them basically teach you the same info. It's more the connections that make the difference, and that's only a big deal if you want to do academics or research.
 
I am kind of familiar with the UMDNJ programs since I'm from NJ and my hs sent people to that program pretty often. I think it all depends on what you want to get out of your education. If you want a fast track to medicine, TCNJ/UMDNJ is a good deal. TCNJ's merit aid sucks though, they need to give more as their biggest scholarship only covers about half their in-state tuition. If you want a more well-rounded undergrad experience, Rice or Miami (if you got full tuition at Miami, you got the Isaac Singer scholarship) is a good place to go.

btw, the requirements for TCNJ/UMDNJ, taken from their FAQ:

Complete the three-year undergraduate curriculum at TCNJ in an approved major earning a 3.5 (B+) cumulative and science average each semester.

Earn a B or better in each of the basic science courses required by the Medical School (Themes in Biology, General Chemistry I/II, Organic Chemistry I/II, and Physics I/II).

Earn no grade below a C in any course.

Take the Medical College Admissions Test (MCAT) no later than the spring of the third (and last) year at TCNJ . NO MINIMUM SCORE IS REQUIRED.

If you are not a U.S. citizen or permanent resident, you must obtain U.S. citizenship or permanent resident status by the time you enter NJMS.

Engage in a research experience at NJMS or elsewhere no later than during the summer immediately preceding your
 
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