Amount of malpractice coverage

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Hello everyone,

I'm currently practicing in TN and have 1/3 M malpractice coverage. Rates for our new policy are currently being reviewed right now, as renewals will occur in the next couple months.

My question to everyone is how much insurance do you carry, and do you see a benefit in raising your coverage above 1/3 M? I am curious to find out how many people carry 3/5 M or 5/7 M? Currently in my group, everyone except for one partner carries 1 /3, and he carries 5 /7.

Thanks.