Are formal post-baccs more expensive than just extending undergrad?

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Was never clear about this. B/c once you receive a BA, you are then a "non-degree" student at the school your taking more classes at. Which makes it more expensive than if you were still technically working towards your BA. So why do pple graduate and do post-baccs? Why not extend graduation instead? Speaking in terms of someone wanting to boost cGPA.
As a general rule, yes, it is more expensive to take post-bac courses. There can also be issues with registration priority/securing loans/etc. that make it more difficult to complete a post bac, depending on whether it is a formal program or DIY. Most people who do post-bacs do so because they make the decision to apply to medical school after they have already graduated, so they can't simply extend their undergrad career. Individual schools might also have policies that limit your ability to indefinitely delay graduation to simply keep taking classes, in order to protect their % graduate and number of years needed to graduate numbers.
 
The better postbacs are structured programs that can be done within a year. They typically have superior advising than the vast majority of most pre-med offices.

Additionally, these postbacs are not actually geared towards people who graduate straight from undergrad, but rather people who have taken a few years in other careers. Most of the people in these programs didn't decide upon medicine until well after graduation.

As for GPA repair programs, I'm not sure why, but I imagine if you didn't succeed in the same environment the first time around, it may not be worth the risk for some people to try again.
 
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