Best business card

[brori]

Just seeing what opinions you all have (especially considering the recent problems in the banking industry). Done a little research. Looks like the Starwood's AMEX card is good.

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[lobelsteve]

My brother in law has an AMEX Black. He is an atty, so i is important to hae the worldwide concierge. Also, nothing can impress a client as much sa whipping out that card.

Downside: You gotta have a lot of purchases to qualify/ustify. Also, it weighs 4x as much as a regular card.

 

[brori]

Thanks for the reply. Done quite a bit of research the last 24 hrs. Currently my top four are as follows:
Starwood AMEX
Capital One No Hassle, double miles
AMEX Business Platinum
Citibank Thank you rewards card

The Black card is for Plastic Surgeons, CEOs, Attorneys, and Hollywood Stars IMO.

 

[Tenesma]

i have the chase rewards w/ 1% cash back... the best thing is that the 1% cash back can be sent to your home address, and is like tax-free income...

the amex cards typically have annual fees - although they do usually wave the 1st year...

and with cash you can have more options...

otherwise you get stuck having to use certain hotels, etc..

the black card is kinda silly if you think about it..

 

[brori]

I've heard that the annual fee is negotiable.

 

[Kwijibo]

are tax deductible. Essentially most of the cards out there offer a rebate of 1%. This can be had in the form of straight cash, airline tickets, or other products.
The Amex black card has a 5K initiation fee and a minimum spending of 250K per year. The main benefit of this card is the prestige of owning one. The AMEX platinum has an annual fee of 450$ or something like that and offers multiple reward plans, has a concierge, and itemizes your year end statement which I find very useful.

 

[Tenesma]

if black is important than get a Visa Black-card.....

 

[brori]

Narrowed it down to Starwood AMEX and Capital One/ Citibank. The primary concern with Capital One/Citibank is that they are banks (current banking industry problems)

AMEX Platinum had moderate annual fee. Sure, it's tax deductible, but still didn't like "paying" for the "privilege" of using their card. Never had a credit card balance (just pay it off ACH right away). I'm not paying a fee if I will use credit cards like debit cards.

 

[ghost dog]

My brother in law has an AMEX Black. He is an atty, so i is important to hae the worldwide concierge. Also, nothing can impress a client as much sa whipping out that card.

Downside: You gotta have a lot of purchases to qualify/ustify. Also, it weighs 4x as much as a regular card.
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