Credit Report Check/Residency

[unknown345689]

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So I found out today that my residency program is requiring a credit history check as a part of paperwork I have to submit to start. The form states that process checks multiple areas (previous names, driving record, education, jobs, etc) so I assume the hospital is looking for big issues and to establish identity which seems to be one of the reasons why employers check this........................


However I am getting a bit worried because I have terrible credit. My score is low (student loans don't help) but its mostly just from a few credit cards from a few years ago. There is nothing major like student loan defaults, child support, etc. However I do have one credit card judgment. Has anyone heard of a student losing his/her residency spot due to a credit card check? Does anyone know what they are specifically looking for? Thanks

 

[IamnotFreud]

So I found out today that my residency program is requiring a credit history check as a part of paperwork I have to submit to start. The form states that process checks multiple areas (previous names, driving record, education, jobs, etc) so I assume the hospital is looking for big issues and to establish identity which seems to be one of the reasons why employers check this........................


However I am getting a bit worried because I have terrible credit. My score is low (student loans don't help) but its mostly just from a few credit cards from a few years ago. There is nothing major like student loan defaults, child support, etc. However I do have one credit card judgment. Has anyone heard of a student losing his/her residency spot due to a credit card check? Does anyone know what they are specifically looking for? Thanks

That's so odd. And I thought the requirements for my program were peculiar.
But I doubt that you could lose your residency over low credit.

I am required to submit all this paperwork about health issues and stuff. Is this legal to do for the hospital/residency program inquire about my health stuff? I have a variety of rare medical conditions and extensive treatment, of which I rather not talk about or have known really. Nothing that prevents me from doing my resident work. Is this typical? When I did internship, none of this was asked.

Also the state in which I'm getting my license is asking for an evaluation from my internship PD as well as for my medical school to fill out a form. Is this normal? Seems very strange to me.

 

[NotAProgDirector]

I am required to submit all this paperwork about health issues and stuff. Is this legal to do for the hospital/residency program inquire about my health stuff? I have a variety of rare medical conditions and extensive treatment, of which I rather not talk about or have known really. Nothing that prevents me from doing my resident work. Is this typical? When I did internship, none of this was asked.

It is very typical.

In general, the request should come from your program's Occ Med department. It should be firewalled from your program. Occ med gets to review your medical records to make sure that you're healthy enough to work safely. Assuming you pass muster, then your program shouldn't know about any of it. Your records should be covered by privilege.

Also the state in which I'm getting my license is asking for an evaluation from my internship PD as well as for my medical school to fill out a form. Is this normal? Seems very strange to me.

This is also normal. Your new state wants to make sure you're not a psychopathic killer.

 

[IamnotFreud]

It is very typical.

In general, the request should come from your program's Occ Med department. It should be firewalled from your program. Occ med gets to review your medical records to make sure that you're healthy enough to work safely. Assuming you pass muster, then your program shouldn't know about any of it. Your records should be covered by privilege.



This is also normal. Your new state wants to make sure you're not a psychopathic killer.

But it's so backwards! And they got a letter from the PD with my letters of rec, so how does pestering the previous PD again help really? PD is not going to say anything much different than what was said before. And if they wanted to make sure I was not a psychopathic killer, shouldn't they have done this before? I just don't think it makes sense.

In my internship, the state asked for minimal things, and it took literally like 2 weeks for the license to be processed, and part of that was because something was missing. It's kinda excessive. Do they want high school records too?! And the thing is I'm going from one liberal state to another liberal state, it's not like I'm going from liberal state to super conservative one. It makes 0 sense to me.

 

[IGotGas]

And the thing is I'm going from one liberal state to another liberal state, it's not like I'm going from liberal state to super conservative one. It makes 0 sense to me.

😕

What does that have to do with anything?

 

[IamnotFreud]

😕

What does that have to do with anything?

Well, some states that are more conservative are more strict with licenses. Tx, for example, is a nightmare of a state to get a license. Tx is very conservative.

 

[NotAProgDirector]

But it's so backwards! And they got a letter from the PD with my letters of rec, so how does pestering the previous PD again help really? PD is not going to say anything much different than what was said before. And if they wanted to make sure I was not a psychopathic killer, shouldn't they have done this before? I just don't think it makes sense.

I'm not certain to what you're referring here. Sounds like your prior PD submitted an LOR via ERAS. Remember that you didn't have to do that at all, if you didn't want to (although programs might then decline to interview you).

Now, it's the state licensing board that is requesting information. Your program can't send anything to the state -- the letters are all legally protected and can't be released outside the program. Plus, the state licensing board may have specific questions they want answered that wouldn't be in a standard LOR.

Presumably, your residency program checked you out to make sure you're not a psychopathic killer. Perhaps you think that the licensing board should "take their word on it". That's not the way it works (and some of this redundancy is to find things missed by others).

In my internship, the state asked for minimal things, and it took literally like 2 weeks for the license to be processed, and part of that was because something was missing. It's kinda excessive. Do they want high school records too?! And the thing is I'm going from one liberal state to another liberal state, it's not like I'm going from liberal state to super conservative one. It makes 0 sense to me.

I have no idea why you think this has anything to do with the political spectrum. Cali is probably one of the most liberal states, and has one of the worst/slowest/most onerous licensing processes out there.

All that said, a national licensing process would be preferable.

 

[IamnotFreud]

I'm not certain to what you're referring here. Sounds like your prior PD submitted an LOR via ERAS. Remember that you didn't have to do that at all, if you didn't want to (although programs might then decline to interview you).

Now, it's the state licensing board that is requesting information. Your program can't send anything to the state -- the letters are all legally protected and can't be released outside the program. Plus, the state licensing board may have specific questions they want answered that wouldn't be in a standard LOR.

Presumably, your residency program checked you out to make sure you're not a psychopathic killer. Perhaps you think that the licensing board should "take their word on it". That's not the way it works (and some of this redundancy is to find things missed by others).



I have no idea why you think this has anything to do with the political spectrum. Cali is probably one of the most liberal states, and has one of the worst/slowest/most onerous licensing processes out there.

All that said, a national licensing process would be preferable.

Sorry, maybe I am wrong was assuming that perhaps more liberal states had less stringent requirements.
I think perhaps CA is so slow because they have a ton of applications too no?

I totally agree with you on the federal license thing. Blue Dog was discussing this yesterday I think, and believes that a sate licensing process is preferable. I think it's an interesting discussion to have overall.