Do i really need a cosigner?

[butterfly18]

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is there anyway you can get a student loan for pharmacy school without having a cosigner and no collateral? I may be in this predicament and i just wanted to know if it is possible?

 

[michele_107]

is there anyway you can get a student loan for pharmacy school without having a cosigner and no collateral? I may be in this predicament and i just wanted to know if it is possible?

You should be able to get federal student loans. You don't need a cosigner or collateral for those, just have to fill out your FASFA. 🙂 If you need any additional loans you may need a cosigner depending on your credit, or you may have a higher interest rate. Hope that helps a little. Also you could talk to the financial aid office of the school you are applying to.

 

[alwaystired]

is there anyway you can get a student loan for pharmacy school without having a cosigner and no collateral? I may be in this predicament and i just wanted to know if it is possible?

approved for almost 100K in private loans w/ no cosigner, I don't have a lot of credit history, but I do have good credit. Also, the rates are slightly higher w/o a cosigner.

 

[butterfly18]

thanks that gives me some kind of hope...but do u have a house or a car?

 

[alwaystired]

thanks that gives me some kind of hope...but do u have a house or a car?

at the time of school starting i had leased a new car a couple months earlier. no house yet or soon since our market has really shot up. this year we leased a 2nd car and no problem on the loans.

 

[bananaface]

Moving to Financial Aid for best response 🙂

 

[Ruprick]

approved for almost 100K in private loans w/ no cosigner, I don't have a lot of credit history, but I do have good credit. Also, the rates are slightly higher w/o a cosigner.

Can you give us some insight as to which private loans you found to be the best?