You say you need GPA repair. Please understand that if you have a low GPA, you can't use the experiences of normal premeds, or nontrad premeds with no GPA damage, to plan your redemption.
You say you'd do Goucher if you could afford it. But you say you've completed the prereqs. This suggests that you're not familiar with the differing purposes of postbac programs. Goucher is a VERY competitive postbac for high GPA holders-of-non-science-bachelors-degrees to get the prereqs done. Since you're already done with the prereqs, and your undergrad performance was apparently poor, Goucher is not a relevant program.
You say finances won't allow you to quit your job to take more classes. I suggest that you'll spend plenty of money on online/distance learning that doesn't get you where you want to be. Don't buy a product that doesn't do the job.
You say you don't have local options for taking classes without quitting your job. I suggest you should look harder for local options. Baltimore is densely populated with colleges.
You say you're done with the prereqs and that you're looking for upper divs. If you got less than a B in any prereq, or if you did not sufficiently master the content so that you don't have to relearn it for the MCAT, then you should reconsider whether you're done.
You seem very motivated to do distance/online learning, and very resistant to the advice you're given here by multiple posters. By not doing classroom learning, you don't get access to faculty who can recommend you for med school. By not doing classroom learning, you add more stain to a low GPA transcript. By not doing classroom learning, you deprive yourself of the motivation and intangibles that come from being surrounded by other premeds, who will form the basis of your professional network, and frequently share key strategic tidbits, long term. Online/distance learning is appropriate for military serving overseas, or similar, where there are literally no other options. Online/distance learning is not questioned when a med school candidate has already produced a med-school-worthy academic performance, and is just supplementing a class or two, such as U Toronto's famous online biochem.
I suggest that you have put too many requirements on your list, before you have researched possibilities. You should be considering all options that include night classes, cutting back to part time, finding employment on a college campus that gives you tuition/reg benes, slowing down your premed pathway, and anything else that allows you to use a reality-based checklist to get yourself ready to apply to med school. Every year over 45,000 applicants compete for around 20,000 US MD seats. Last year there were almost 50,000 applicants. Respect your competition. Numbers are the gateway.
Best of luck to you.
