Factors that affect student loans?

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cali1

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Hello Doctors and future doctors,

I have a few questions that I was wondering if people could help me with. Do you guys think having a regular job until March will help with getting a better loan package with lower interest rates. I ask this because for regular loans, they do look at you job and how long you've been working there. I commute pretty long to my job, and since I'm been accepted to dental school, I was thinking of getting another job, probably one that doesn't pay as much, but much closer to home. But I don't want it to affect my student loans? What do you guys think?
Also, is there anybody who knows what the main factors are when considering student loans. (parents income, your income, credit history, etc.) Are there any factors other than these. Any input would be appreciate, especially from the members who have already gone through this process. Thanks.
 
post your question over in the financial aid forum. There is a moderator over there that is top notch. His/her name is mpp I think, and is about the best moderator on SDN. Very knowledgeable and very helpful!!

Good Luck.

critter
 
Originally posted by cali1
Do you guys think having a regular job until March will help with getting a better loan package with lower interest rates.

Nope, you'll be getting the same financial aid packages as all of your classmates. How much you choose to accept is up to you, but you'll be getting Stafford loans, and then some dental private loans on top of that if you choose.
 
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