financial resources for students with familys?

[barasch]

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During a meeting with my doctor today, he mentioned that there were organizations that provided some financial assistance to medical students who had their own family.

He said that I would have to do some digging to find them, so I thought I'd start here?

If you know of any, are you willing to share your knowledge here?

Thanks,
Sam
Jefferson 2010

 

[ShyRem]

Never heard of any, but I'm certainly very interested if you find some!!!!!

 

[Haemulon]

Never heard of any, but I'm certainly very interested if you find some!!!!!

Second that. I sure could use any help I can find.

 

[lilnoelle]

Second that. I sure could use any help I can find.

Third! I'm guessing if there were such organizations, our financial aid offices would know of them (since they have not mentioned anything like this, I'm guessing that they are not common, at least not in my area).

 

[DRJJ1]

During a meeting with my doctor today, he mentioned that there were organizations that provided some financial assistance to medical students who had their own family.

He said that I would have to do some digging to find them, so I thought I'd start here?

If you know of any, are you willing to share your knowledge here?

Thanks,
Sam
Jefferson 2010

ITS CALLED IN LAWS

 

[ShyRem]

DRJJ, I need to marry into your family so I can have your inlaws. My inlaws don't have that kind of money.

 

[Dzeteo]

ITS CALLED IN LAWS

I think you're right, because that's who I am going to hit up with push comes to shove my mortgage and power bills in my face in med school. Old pop-in-lawr sure won't let his daughter and beloved grandkids go homeless and cold while I am in med school. I bet he'll charge interest though.

In all seriousness, I've never heard of these orgs. I have even specifically asked fin. aid peeps about financing families, they don't have very good news. Financial aid is only meant to finance the student, NOT the student's family. The only good news I got was that I could borrow a LITTLE bit more money to pay for daycare so wife could work. How nice, they'll let me have more debt. So wife and I are hoping that her dad will melt his cold heart sometime between now and July!

 

[oxeye]

The only good news I got was that I could borrow a LITTLE bit more money to pay for daycare so wife could work. How nice, they'll let me have more debt.

Yeah, how nice of them. My school doesn't even cover all of it. I will have two kids in daycare full time and the budget increase allowed by my school will only cover half the cost. And they give you the same amount regardless of whether you have an infant who needs full-time care or a 10 year old who only needs care after school (which is much less costly).

Sorry, just have to rant about that because it makes absolutely no sense. 🙁

 

[Haemulon]

My financial aid package included just enough in loans to cover tuition, fees, and part of the book costs. As far as living expenses, daycare, etc .... I'm on my own to get additional outside loans. Ah well.

 

[SemperFi]

I finally registered just so I could post this message. I had/have the same problem. The loan packages are for the "student only," so the money tends to run out pretty quickly when factoring in keeping wife and child alive also. The problem with private loans, is that most require school certification, and most financial aid offices will not/cannot certify above their official student budget. I did finally get a very kind and sympathetic lady in my student services office to tell me about the "Education Maximizer" loan offered by Bank of America (on website) and, I think Chase. This loan does not require school certification, BUT it requires a cosigner. So, if you have some family who loves you and trusts you, but may not be rich, you might be able to talk them into helping you out with their John Hancock. Hope this helps. By the way, your financial aid office is supposed to discourage you from borrowing like this and running up any more debt, so that will contribute to their perceived or real stinginess in doling out advice on this topic.

 

[ShyRem]

WARNING: MAJOR VENTING SESSION FOLLOWS.

School in general isn't made for those with other responsibilities. So while the single students have only themselves to pay for, here we are trying to make it work for a family of four with a freekin' mortgage (which was WAAAAAAAAAAY cheaper than renting a 3 BR home!), feeding FOUR people, utilities for four, school supplies for three, clothing... I mean, dang! and yet every day I hear those single folks complain their loans "aren't enough". These are the same students flying home every month or two, while I'm trying to pay the electric bill. And yes, my spouse works, but he had to take a 50% pay cut and go to the bottom of the ladder (read: GRAVEYARD shift). Great. He already just barely made enough before.

So, NO my single friends, I DON'T have money to go out to the bar tonight. I DON'T have money to donate to your club's cause. I DON'T have money to go to all those fabulous conventions all over the country that are "SOOOO GOOD" for networking and professional development. Please pick up some of those freebies for me. I'm running out of pens and my current tote has a hole in it.

Ok. I'm done griping. *sigh*. Being poor sucks. But it sure makes you creative about where to buy the necessities (grocery stores are expensive).

You're all right. It doesn't make sense. But I think it makes us more hungry. It makes us appreciate the opportunities and struggles more. And I've been told by those same single students that they are jealous of us having someone at home- something that ISN'T med school. We have a life outside of the classroom that is worth more than a night at the bar.

I think when I'm on my feet and making a decent living, I'm going to find a private scholarship for nontrad med students. It might only be $5,000 a year, but to me the student right now that would be heavenly.