Join the club. You're not the only one. I have no job and no health insurance. On top of that I've had car repairs because my landlord decided to back up into my brand new 2011 Toyota Corrolla that was parked in her drive way and blames the accident on me because I wasn't parked close enough to the bushes. She was at fault of course, but had no insurance so it went through mine anyway. Then, I got the car out of the bodyshop today, and was in the left turning lane approaching an intersection, about to turn left when some1 in the right lane decided to plow into the right side of my car without looking, and then drove off. Luckily I got her tag number, but I have to go back to the bodyshop again. Why is it that when it rains it pours?